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You can refinance with Ryan Mortgage without taking
money out of your pocket!
Homeowners refinance for many reasons, here are some of
- Shorten the term
- If you have young children and are looking ahead to
college, imagine paying college tuitions while paying
your mortgage. You can have your mortgage paid off by
the time the kids are heading off to college. As a
bonus, 15 year rates are lower than those for 20 years
and longer. You can save tens of thousands of dollars
over the life of the loan.
- Improve your home
- You can take advantage of the appreciation of your
home and borrow against your equity to remodel, add a
deck/garage, replace your roof, etc.
- Consolidate your debts
- If you have other debts that aren't going away on the
minimum payment (credit cards). I've had clients that
save $300+ a month in payments on their credit cards by
- Lower your payments
- Interest rates are at rates that haven't been seen
since the 60's. Even if you borrowed just 2-3 years ago,
you may be able to refinance and lower your payment.