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Jumbo Mortgages

Jumbo Mortgages offer you:

  • Higher loan amounts even exceeding $1,000,000 for the purchase of more expensive homes
  • Combination loans that allow you to avoid mortgage insurance
  • Down Payments as low as 10% on many jumbo mortgage products
  • Products that allow for maximizing your mortgage interest deduction and managing monthly cash flow

Recommended for the following borrowers:

  • You need to borrow more than the conventional loan limit
  • You are financing more expensive second/vacation homes
  • You are a financially astute borrower wanting to leverage your investments

Jumbo mortgages refer to loan amounts that exceed $424,100. These loans are commonly referred to as "non-conforming" loans because they do not conform to Fannie Mae (Federal National Mortgage Association) or Freddie Mac (Federal Home Loan Mortgage Corporation) loan limits. We offer many different financing options, including Fixed-Rate and ARM programs.

If you are looking at a jumbo, we can also structure the loan so that you can take out a smaller 1st mortgage (along with a 2nd mortgage) to get the more favorable non-jumbo rates while still borrowing the amount you want.